Amex Offers Lower Bonuses to Existing Customers

JetBlue Amex Link

I generally like the service and benefits I receive for my American Express cards, but I have two nagging complaints. First, the system almost never logs me out completely. There's always a cookie or something that gets confused if, for example, Megan tries to log in after me with the same browser. This is a minor irritation but leads into a much … [Read more...]

Churners Beware: Don’t Move to Indonesia

There was an interesting article in The Wall Street Journal yesterday: Indonesia is clamping down on banks and their customers, severely limiting the number of credit cards and the credit line any one person may have. (Subscription required; email me for a copy.) Apparently Indonesia is behind in the acceptance of credit cards relative to most … [Read more...]

Results of My First Major Credit Card Churn

The dreaded "Your application requires further review..."!

Remember when a few weeks ago I called up Chase to check on the status of my Ink Bold business card application? I had mixed feelings about the success of my argument to extend yet another card after they’ve already given me almost $50,000 total in personal credit lines (not to mention all the cards I have with other banks). This for a guy who … [Read more...]

Too Much Honesty when Applying for Ink Bold!

I just got off the phone with a representative at Chase to talk about my Ink Bold card application (the phone number is 800-453-9719 for those that are interested). I applied for the Ink Bold last weekend but was told they would have to consider my application and get back to me. Since I've never held a business card before, I called them up to … [Read more...]

How Long Should You Wait between Applications with Chase?

CreditKarma

Yesterday I outlined my Spring App-O-Rama. I mentioned I applied for two Chase cards, but on the other hand Chase can also be very picky about rejecting people who file new applications too often. Sometimes their applications will also ask if they've previously rejected your application in the last six months, a potential deal-breaker. Deciding … [Read more...]