Marriott’s Tip Envelopes Are Tacky

Marriott Envelope

Marriott announced new tip envelopes for its housekeeping staff this week, and the response was covered well in an NPR story on Tuesday. I think it was a bad idea, and I certainly won't be using them on any future stays. They create a bad name for the brand. I also think they may … [Read more...]

Is It Ever Worth Paying The Second Year Annual Fee?

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From the desk of the Devil's Advocate... When opening a new credit card, a big selling point is the waived first year annual fee. The banks hope you'll like the card well enough to hang onto it for the second year and beyond, paying an annual fee over and over again for the privilege … [Read more...]

How Does CVS Make Money Selling Visa Gift Cards?

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From the desk of the Devil's Advocate... There's been extensive discussion in the points and miles community over exactly why CVS ended credit card sales of Vanilla Reloads and most of their other prepaid and reloadable products back in April. Much of the Conventional Wisdom has held … [Read more...]

I Got It! It’s Chase Ultimate Rewards Points That Are Awful!

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From the desk of the Devil's Advocate... This week we finish up our three-part series on the downsides of the major flexible miles currencies -- Chase Ultimate Rewards, American Express Membership Rewards, and Starwood Preferred Guest (SPG) Starpoints. The wonderful features of these … [Read more...]

Wait, Maybe SPG Starpoints Are the Worst Points Ever

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From the desk of the Devil's Advocate... Today we continue our three-part series on the downsides of the major flexible miles currencies -- Chase Ultimate Rewards, American Express Membership Rewards, and Starwood Preferred Guest (SPG) Starpoints. Yes, we all already know how valuable … [Read more...]

AmEx Membership Rewards Points Are Totally Worthless

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From the desk of the Devil's Advocate... Conventional Wisdomers in the points and miles community universally sing the praises of the three major flexible miles currencies - Chase Ultimate Rewards, American Express Membership Rewards, and Starwood Preferred Guest (SPG) Starpoints. And … [Read more...]